Here are some things to think about when money is short.

*Think about things you have been spending money on that you can do without—movies, magazines, music, extra snacks, sodas, etc.

*Think about ways to earn money–babysitting, pet sitting, mowing lawns, delivering papers, etc.

*Think about ways to stretch the money your family does have–sew or mend clothing, gardening, babysit for younger brothers/sisters, prepare meals, etc.

*Turn off the lights, television, and other small appliances.

*Take shorter showers to cut down on the hot water used.

*Hang your clothes up after wearing so they will not need to be washed and dries as often and will last longer.

*Do not stand with the refrigerator door open while deciding what to eat.

*Drink water, milk, and juices, which are healthier and can be less expensive than soda.

*Turn off the water while brushing your teeth, turn on (small stream) for rinsing.

*Use less shampoo–only enough to clean the hair (too much lather is wasteful).

*Buy generic brands of personal care products.

*Don’t be wasteful with food.

*Give gifts to friends and family of your time and energy rather than money.

*Think about the things you do that make other people in your family angry. Find ways to avoid doing those things.

*Do extra chores; help out without being asked.

*Clean up after yourself.

*Avoid picking fights.

*Spend time caring for younger brothers/sisters.

*Share your possessions and school supplies with other family members.

*Be generous with your time.

*Keep a good sense of humor.

*Be enthusiastic about trying new ideas.

*If a task needs to be done and you can do it, do it; it will be appreciated.

*Treat your family with kindness. Be courteous using “please and thank you” generously.

*Accept decisions of others in a positive manner.

Remember, no matter what your age, there are things you can do to help at home during tough times!