(KAIR)--With the stress the holiday season brings, it's understandable that some people can get caught up in finding that perfect gift for everyone they know, and, in the process, spend way too much money. K-State Extension Specialist Elizabeth Kiss says that when you shopping for those gifts, it is best that you review where you are at in the buying process before you shop. Also, making a list helps you keep track of who you have already bought a gift for and who still needs one. This way, you don't overspend by buying something for someone that already has a gift from you.
Kiss also says that while most people do use a credit card when holiday shopping, it is by no means an ideal method of payment. While they can be useful because they are safer to carry than cash, and it is easy to keep track of transactions, there is also the possibility that you will get a large shock when you open the bill in January.
If you do find that you went way over your budget when the bills come in January, there is something you can do to help to help counter the excess spending. Kiss recommends that instead of buying a lot of groceries in January, you could eat from the stockpile in your pantry. By doing this, you can use the money you would have normally spent on food in January to help pay off December credit card bills.
She also recommends that if you shop with cash, to put the amount of cash you are willing to spend in an envelope when you shop. When the envelope is empty, you should stop shopping.
© Many Signals Communications
MOST VIEWED STORIES
Four injured in Friday Jackson Co crash
Competency evaluation sought for man charged in murder of Seneca priest
Bern teen killed in SE Neb rollover crash
New Sabetha city administrator hired
Traffic stop sends driver to DHS custody
Property damage in DUI leaves Iowa man charged
Shooting near Mayetta being investigated
Multiple crews battle Hoyt area fire
Man accused of beating another man with a baseball bat
Topeka man arrested after Jackson Co pursuit and manhunt
Woman arrested in Jackson Co on meth charge
KASB to assist USD 415 in search for new Superintendent
Probation for LV woman convicted in child death
Falls City Utilities planned power outage
Seneca City Council approves hiring of new police officer
Troy man arrested on drug charges after search warrant
Pay increase approved for Hiawatha city employees
Enrollment down in Prairie Hills USD 113
LATEST STORIES
Atchison's Halloween set for Saturday; parade, trick or treat planned
Troy man arrested on drug charges after search warrant
Bern teen killed in SE Neb rollover crash
Man accused of beating another man with a baseball bat
Atchison Co RWD 5C again placed under boil water advisory
NioCorp completes additional test drilling
SENCA seeking bell ringers for Salvation Army fundraiser
Two injured in Holt County MO wreck